Privacy Policy

1. Overview

Black Belt Financial Security respects your privacy. This policy explains what information we collect when you visit bbfinsec.com, use our contact or download forms, or request educational PDFs. It also describes how we use, share, and protect that information.

By using our website or submitting a form, you agree to this policy. If you do not agree, please do not use the site or submit personal information.

2. What we collect

We collect information only when you choose to provide it or when it is automatically shared by your browser or security services.

• Contact and download forms: Name, email address, optional phone number, topic of interest, and any message you choose to send.
• PDF downloads: The same form information, plus a record of which PDF you requested and that you consented to receive it.
• Anti-abuse signals: Google reCAPTCHA may collect a risk score and technical data (such as IP address, browser type, and device characteristics) to help us distinguish real visitors from automated abuse.
• Technical logs: Our hosting platform may log standard request data such as IP address, user agent, requested pages, and timestamps for security and reliability purposes.

3. How we use your information

We use the information we collect to:

• Respond to your questions and requests.
• Deliver the PDF or resource you requested.
• Follow up with information related to the topic you asked about.
• Prevent fraud, spam, and automated abuse.
• Maintain and improve the security and reliability of our website.

We do not sell, rent, or trade your personal information. We do not use your information for unrelated advertising or profiling.

4. Legal basis and consent

For visitors in the United States, we rely on your consent and our legitimate interest in responding to your request. Our forms include a clear consent checkbox that you must check before submitting. By checking it, you confirm that you have read this Privacy Policy and consent to be contacted about your request.

PDF downloads are provided only after consent is given. You may withdraw your consent at any time by replying to any email from us or contacting us directly at info@bbfinsec.com.

5. Who we share information with

We share information only with service providers that help us operate the website and respond to you:

• Google reCAPTCHA: Used to protect our forms from spam and abuse. See Google's Privacy Policy and Terms of Service.
• Lovable Cloud: Provides the website hosting, database, and serverless-function infrastructure that powers our forms. Lovable Cloud supplies the platform; Black Belt Financial Security controls what data is collected and how it is used.

We may also disclose information if required by law, legal process, or to protect our rights and safety.

6. Cookies and similar technologies

On your first visit you'll see a cookie consent banner. We group cookies and similar technologies into four categories:

• Strictly necessary: Required for the site to function — for example, submitting a form or remembering your consent choice. These are always on and cannot be disabled.
• Functional: Google reCAPTCHA, which protects our forms from spam and abuse. reCAPTCHA may set cookies or use local storage. It is loaded only after you opt in.
• Analytics: Not currently used. Reserved for future opt-in measurement; nothing is loaded unless you opt in.
• Marketing: Not currently used. Reserved for future opt-in advertising; nothing is loaded unless you opt in.

You can change or withdraw your choices at any time by using the Cookie preferences link in the site footer, or by clearing this site's storage in your browser to reset the banner. Disabling functional cookies will prevent form submissions that rely on reCAPTCHA.

7. Data retention

We keep lead and consent records only as long as needed to respond to your request, follow up with you, and meet any legal or recordkeeping obligations. If you ask us to delete your information, we will remove it from our active systems unless we are required to keep it by law.

8. Security

We use reasonable administrative, technical, and physical safeguards to protect the information you share with us. No website can guarantee perfect security, so we encourage you to use strong passwords and keep your devices secure.

9. Your choices and rights

You can:

• Choose not to submit a form or download a PDF.
• Decline or withdraw consent at any time.
• Request access to, correction of, or deletion of your information.
• Opt out of follow-up communications by replying to any email.

To exercise these rights, email us at info@bbfinsec.com.

10. Children's privacy

Our website and services are not directed to children under 13. We do not knowingly collect personal information from children under 13. If you believe we have collected information from a child under 13, please contact us and we will delete it.

11. Links to other websites

Our website may contain links to third-party websites, such as regulatory resources or news sources. We are not responsible for the privacy practices or content of those websites. We encourage you to review their policies before submitting any information.

12. Changes to this policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last updated" date. We encourage you to review this policy periodically.

13. Contact us

Questions about this Privacy Policy or how we handle your information? Email info@bbfinsec.com.

Educational content only; not individualized investment, tax, or legal advice. This policy describes current practices and controls on bbfinsec.com and may be updated as our services or the underlying platform evolve.