SECURE YOUR FUTURE & RETIREMENT
Build wealth, protect your loved ones, and design a financial future you can count on with Universal Life Insurance
Hi! Meet Kailash Chander!
Kailash is an accomplished IT executive with extensive experience in cybersecurity and compliance, having managed these critical portfolios for a major publicly traded company. In addition to his corporate expertise, he has a strong background in startups, bringing innovative and strategic insights to emerging businesses.
Beyond his professional achievements, Kailash is a nationally ranked martial artist with a second-degree black belt. He is deeply passionate about mentoring and currently teaches over 60 students, sharing his expertise and discipline in martial arts. He is also a dedicated father, with one child currently pursuing higher education in college.
CA License: 434 1110
Background
When I worked as a consultant and earned significant extra income, I often sought investment advice. While I received recommendations, I never fully understood why they were given or how they would impact my retirement—especially in terms of tax-free benefits. Sometimes I made money, other times I lost it.
As I grew older, I realized that despite my extensive education, I had never truly learned about finance. Determined to change that, I set out to understand how and why to invest. It quickly became clear that I had been neglecting tax-free strategies, which could negatively affect me in the long run.
Now, I understand where to invest and how to maximize tax-free gains. Having this knowledge has been liberating, giving me confidence and clarity in my financial future.
CA License: 4341110
Why Choose US?
Our team at Merchant Family Agency are experienced insurance brokers who work with clients like you to provide the best experience possible.
Build Wealth Over
Time
Take advantage of growth opportunities tied to stock market indexes, with no risk of market losses. Watch your cash value grow, while protecting against market downturns.
Flexibility at Every Stage of Life
Adjust premiums and benefits as your life changes. IUL insurance adapts to you, not the other way around.
Tax-Advantaged
Benefits
With tax-deferred growth and potential tax-free income, an IUL policy can help you keep more of what you earn, now and in the future.
Retire on Your Terms — Not the Market’s
Take control of your financial future with a retirement plan designed around your goals, not Wall Street’s ups and downs. We help you build a strategy that protects your wealth from market volatility and provides the peace of mind you deserve.
How We Help
Life is full of uncertainties, but your financial future doesn’t have to be one of them. Our team can help you structure a unique way to grow wealth, protect your family, and build financial flexibility—all within a single policy. As an experienced IUL firm, we’re here to guide you every step of the way, showing you how to navigate this powerful product to create lasting security and opportunities for growth.
Our coaching team specializes in making IUL policies clear and actionable for you. We’ll explain the ins and outs, answer your questions, and show you how to leverage this insurance solution for maximum impact. We offer step-by-step guidance to help you understand and capitalize on IUL’s unique benefits.
Let's Get Started
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Call Us At - +1 925 550 1830
Email Us - [email protected]
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